Calculator · Upgrade affordability
Sell first, or buy first?
Same sale, two sequences. What comes out is a ceiling, not a bank's approval.
Rates updated 3 Aug 2026: IRAS · MAS · CPF · HDB
Notes
- Runs in your browser; nothing you enter is collected or stored.
- Assumes the MOP is complete — buying private residential property during the MOP, including exercising an Option to Purchase, is not allowed.
- An estimate against the MAS, IRAS, CPF and HDB rules dated above, not an in-principle approval. Banks assess each case themselves.
- A planning tool, not financial or legal advice.